Tuesday, March 09, 2010

A funny.

My aunt (please note that I say 'ahnt' and not 'ant',) posted this on her Facebook and I liked it and thought I'd post it on my blog.

A Smart Negro

A Black Man walks into a prestigious private bank in midtown Manhattan and asks for the loan officer who politely tries to direct him to a more commercial establishment.The Black Man says he's going to Europe on business for two weeks and needs to borrow $5,000. The loan officer says the bank will need some kind of security for the loan, so the Black Man hands over the keys to a new Rolls Royce. The car is parked on the street in front of the bank. He has all the papers including the title and everything checks out. The bank agrees to accept the car as collateral for the loan. An employee of the bank then proceeds to drive the Rolls into the bank's underground garage and parks it there. The news quickly spreads throughout the bank and over lunch, the bank's President and its officers all enjoy a good laugh at the dumb "N-word's" expense for using a $250,000 Rolls as collateral against a $5,000 loan.Two weeks later, the Black Man returns, repays the $5,000 and the interest, which comes to $20.41. The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multimillionaire. What puzzles us is, why would you bother to borrow $5,000?"The Black Man smiled and then replied; "Where else in New York City can I park my car for two weeks for only $20.41 and expect it to be there when I return?"

One of the things I like about this anecdote is that any marginalized group can use it. Just change the title and the slur and voila--you've got your very own story about getting one over on "The Man".

If you have a comment, I'd love to hear it.


  1. So true that you can just change the title and slur because the way I have heard it is that it was a cowboy. Love this story.

  2. j galt9:43 PM

    What I get from the story is that there are bigoted people out there and this will always be the case. What a shame and a glaring example of true human nature. However I got something else from the story. With out assets and wealth you have very little chance of sticking it to the man or yet becoming the man. No car no money Problem, no credit no money Problem, no assets no future Problem. In order to beat or be the man one must accumulate as much assets and credibility as possible. Don’t want Wells Fargo or Goldman Sachs to redline you then you need to buy a large stake in the company. Need some credit how about buying American Express. Why not several generations later instead of reading about the Underground Railroad, you buy the nations biggest real railroad Burlington Northern Santa Fe. Tired of picking cotton, then you buy Fruit of the Loom and Shaw Industries. Don’t like Government cheese, how about a stake in Kraft Foods. Tired of Malt liquor, buy you some Budweiser. Insurance premiums going out of control and not offered in the hood, get a piece of Geico. Are you tired of Greyhound and Southwest Airlines, how about a private plane from Net Jets to get you to the club? Want the Graffiti removed buy Benjamin Moore Paints I hear it has a nice tint. I think people of color need to take a lesson from Warren Buffet and start accumulating assets and companies and get control of the Board of Directors, until then it is only a cute story of how a man got less than 25 dollars of service from a bank. I want to celebrate a story of how a man of color got 100 billion to direct meaningful change by working from within the system. Success is the sweetest revenge, I am sure I heard that somewhere.

  3. Anonymous10:14 PM

    I was actually looking for myths about Jewish people on the Internet yesterday and saw a version of this story as a blonde joke! It's a pretty funny one, I have to admit.